Loans and Credits in Net Credit Online
We are very happy to introduce you to our hero today – your personal assistant to deal with urgent financial problems, with great experience. The NetCredit company in its short period of existence, has been able to not only stand out from the competition, but also maintain the leadership position in the microcredit sector in seven European countries, as well as in Mexico. Judging by the fact that the company has several million customers (as well as a very intuitive website with quick response availability, which is also important), it is safe to trust NetCredit and find quick money for the personal needs, since the company has earned its good reputation.
What does NetCredit offer? As you have guessed, the main product of the company are loans on the spot, or online microcredits, and the main advantage is the speed of execution and short term maturity. NetCredit provides loans of between 50 and 600 euros with a return period of 30 days. This amount may seem not so great but, nevertheless, these amounts can get someone out of some economic trouble. After all, even a few hundred euros can repair your car or make an immediate purchase. This is the idea and the creators of the service – in the first place, it is necessary to think about the consumers. And that’s why NetCredit offers its customers the amount of 50 – 600 euros with a maturity of 30 days.
To be even closer to the people and to gain the trust of the client, the company issues a first loan of up to 300 euros without interest, which is a great advantage over many competitors. For regular customers with a positive history another bond is possible – the opportunity to increase the loan amount to 600 euros, as well as an increase in the repayment term.
For subsequent loans, the APR has varied depending on the amount and the term. For example, in the case – microcredit in the amount of 100 euros with a term of 30 days, TAE will be 2333.9%, that is, the customer will have to return 130 euros. It is worth noting that the rate does not exceed the average in the market. As you can see, everything is very simple: you have an urgent need for money – call NetCredit!
You do not necessarily have to call, because you can also go to the official website of the company. We come to the most important – the steps to follow to apply for your loan. In order to access NetCredit mini-credit and pay your urgent expenses, you have to visit the site and select the amount of your interest and the return period (remember that the first time you can request a maximum of 300 euros for 1 month) .
Once you have selected these options, you must fill out a question form in which you must enter your personal information, such as name, phone number, email address, etc. An important condition for the applicant is to have a copy of their ID of Spain, as well as a copy of the status of their bank account during the last 3 months. Once you have provided all the necessary information, the bank will need some time to evaluate your ability to pay. This process is totally under the control of the latest security technologies.
Before you proceed to send your application, NetCredit will ask you to identify yourself with your online bank, in order to verify that the account is yours, and matches the data entered by you. You will receive an SMS with the decision of the company regarding your request. If accepted, you can get your money in a debit card within a few minutes (remember the work schedule of the company – from 09 to 18, Monday to Friday).
However, not everyone can apply for a microcredit at NetCredit. You are not eligible if you are under 21 or over 65, if you are not a resident of Spain and are not able to confirm with a certificate of constant income in your personal bank account. In addition, it will be considered canceled, if you have a bad credit history, or your name is on the list of debtors of the previous loans (in the ASNEF lists).